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About Emergency-Loans.co.ke

Emergency-Loans.co.ke is an independent comparison and education site that helps Kenyans understand quick mobile loans paid to M-Pesa. We explain limits, costs, and eligibility in plain language so you can make confident decisions in minutes.

What we do (in one minute)

Online (mobile) loans are short-term credit you request on your phone. After approval, funds arrive directly to your M-Pesa wallet, and you repay from the same wallet on or before the due date. They’re built for urgent needs—think bills due today, small repairs, travel top-ups, or medical gaps—without visiting a branch.

What we do (in one minute)

  1. Break down lenders’ key terms (amounts, tenors, fees, total cost).
  2. Show practical steps to request, receive and repay via M-Pesa.
  3. Offer budgeting tips and alternatives like SACCOs and banks.
  4. Provide tools (e.g., repayment examples and calculators) to estimate your total cost before you apply.

What we don’t do

We do not issue loans, collect repayments, or make credit decisions. We are not a Digital Credit Provider (DCP). We publish information and may earn advertising or referral income at no extra cost to you.

How we keep info credible

  1. Plain-English explanations of fees and Total Cost of Credit (TCC).
  2. Clear separation between editorial content and ads.
  3. Regular updates when lender policies change or new rules take effect.

Complaints & feedback

If you think something on our site is inaccurate or unclear, email us with a link and screenshot. We’ll review and correct where needed.

Note on trademarks

M-Pesa is a trademark of Safaricom PLC. We are not affiliated with Safaricom.